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Bible Reading: Proverbs 13.12-25

Proverbs 13.12-25: Hope deferred makes the heart sick, But desire fulfilled is a tree of life. 13 The one who despises the word will be in debt to it, But the one who fears the commandment will be rewarded. 14 The teaching of the wise is a fountain of life, To turn aside from the snares of death. 15 Good understanding produces favor, But the way of the treacherous is hard. 16 Every prudent man acts with knowledge, But a fool displays folly. 17 A wicked messenger falls into adversity, But a faithful envoy brings healing. 18 Poverty and shame will come to him who neglects discipline, But he who regards reproof will be honored. 19 Desire realized is sweet to the soul, But it is an abomination to fools to turn away from evil. 20 He who walks with wise men will be wise, But the companion of fools will suffer harm. 21 Adversity pursues sinners, But the righteous will be rewarded with prosperity. 22 A good man leaves an inheritance to his children’s children, And the wealth of the sinner is stored up for the righteous. 23 Abundant food is in the fallow ground of the poor, But it is swept away by injustice. 24 He who withholds his rod hates his son, But he who loves him disciplines him diligently. 25 The righteous has enough to satisfy his appetite, But the stomach of the wicked is in need. 

Dave Ramsey tells the story when his children were teenagers, one of them came to me complaining about how "hard" it was to be a Ramsey kid. She whined about having to buy her own car and learn to manage her own checkbook when her friends didn't have to. Dave said that she was right, he and his wife, Sharon expected a lot from our kids, and they worked hard to make sure the kids understood the biblical principles of giving, saving and spending.  The Ramsey’s didn't do it to be mean, they did it because they want wealth to be a blessing to their children - not a curse.

See, the statistics state that 100% of humans die. We all have an expiration date in terms of our time on earth, and there are no exceptions. And one day our children will inherit everything we have built and saved, the inheritance will either bless their lives beyond belief or ruin their lives beyond repair. The difference rests in our ability to teach them how to handle money right now. This truth spelled out in Proverbs 13:22. We should be using our wealth to make a difference in the world. We also are called to leave a legacy for generations to come. Leaving a legacy doesn't just mean leaving them some money; it means leaving them with the character to manage that money from a biblical perspective. 

And if you aren't teaching your children how to handle money, you need to start, regardless of their age. After all, the best financial legacy you can leave is a generation of wise and competent stewards. Remember FPU starts this Monday night.

MEMORY VERSE:  But you are a chosen race, a royal priesthood, a holy nation, a people for God’s own possession, so that you may proclaim the excellencies of Him who has called you out of darkness into His marvelous light. 1 Peter 2:9